About

A payments partner for people who build.

Assurna is an affordable, no-markup payment processor for businesses that take payments seriously. Online, in person, and recurring, on one platform, at wholesale cost with no markup, with a dedicated specialist instead of a support queue.

Mission

Bring wholesale payment economics to every business.

The largest merchants pay close to the card networks' true cost. Most small and mid-sized businesses pay a blended rate with the markup buried in the spread, and never see what processing actually costs them.

That gap is not a law of nature, it is a pricing model. Pass-through pricing exposes the real network cost with no markup, so a growing business pays for processing, not for opacity.

Assurna exists to put that pricing, and the platform and people around it, within reach of any business that takes payments seriously.

How we operate

Four commitments we make to every business.

  • 01

    Wholesale cost, no markup.

    You pay the card networks' true cost, passed straight through with no markup, never a blended rate with the spread hidden. Lower-cost cards cost you less, and there are no PCI, statement, or cancellation fees.

  • 02

    A specialist, not a ticket queue.

    Every account gets one named contact who knows your business and answers in seconds. Onboarding, disputes, and growth all run through the same person, not a phone tree.

  • 03

    Security is not optional.

    PCI DSS Level 1, point-to-point encryption, and tokenization come standard, so raw card data never touches your servers and your compliance team stops worrying about payments.

  • 04

    Stay involved after you switch.

    We migrate your cards on file, customers, and recurring plans with no downtime, then keep reviewing your effective rate as your volume and mix change. The relationship starts at go-live, it doesn't end there.

What we do

One platform for online, in-person, and recurring payments.

Hosted checkout and a developer-ready gateway, Tap to Pay for in person with no hardware to buy or lease, invoicing and subscriptions over ACH, all settling to one deposit and reconciling in one ledger. Our flagship is card-not-present e-commerce, tuned for online conversion.

Get a custom quote

Get started

See what serious payments feel like.

Send a recent statement and a specialist builds your custom no-markup quote, line by line, usually within a day.

Get started for free