Every payment.
One platform.
Wholesale rates and a platform built around how your business actually gets paid: online, in person, and recurring.
- No processing markups
- No hidden fees
- No contracts
- No surprises
Keep more of every dollar earned.
Flat-rate processors bury their margin inside one fixed price. We pass interchange straight through at cost and never mark it up, so the entire markup stays in your pocket.
The boring parts, done right: uptime, security, settlement, and people who answer.
Checkout, payment links, and a developer-ready gateway.
Launch a hosted checkout in minutes or embed payments with a few lines of code. Tokenized cards, 3-D Secure, and a vaulted customer record come standard.
- Hosted checkout & embeddable payment elements
- Shareable payment links and pages
- REST API, webhooks, and a JS drop-in
Tap to Pay on a phone, no terminal to buy.
Accept contactless, chip, and swipe with Tap to Pay on a phone you already own, or a compatible terminal you already run. There's no hardware to buy or lease. In-person and online volume roll up to the same reporting and the same deposit.
- Tap to Pay on iPhone and Android, no hardware needed
- Tips, partial refunds, and offline capture
- Inventory and customer manager included
Bill once, or bill forever, without spreadsheets.
Send branded invoices, automate subscriptions, and pull payments straight from a bank account by ACH. Failed-payment retries and dunning run on their own.
- Recurring plans, trials, and proration
- ACH and card on file with a secure vault
- Auto-reconciliation to QuickBooks & Xero
A seamless switch, powered by real people.
No downtime, no re-keying customers, and no contract you have to fight your way out of. Your specialist does the heavy lifting and stays on after you go live.
Share a recent statement
Your specialist reads your current processing, flags what you're overpaying for, and builds a custom quote.
We migrate everything
Cards on file, customers, and recurring plans move over securely in days, with your team and ours working side by side.
Go live, keep selling
Start settling the next business day, with no gap in taking payments. Your specialist stays on as your direct line, not a ticket queue.
What you feel after you switch.
Lower effective rates are the headline. The daily difference is security, support, and a ledger that finally reconciles itself.
Security that clears audits
PCI DSS Level 1, point-to-point encryption, tokenization, and a vault so card data never touches your servers. Your compliance team stops worrying about payments.
Wholesale cost, no markup
You see the true network cost passed straight through, never a blended rate with the markup hidden in the spread. Volume earns automatic discounts instead of an annual negotiation.
A specialist, not a bot
One named contact who knows your account, reachable in seconds by phone or chat. Onboarding, disputes, and growth all go through the same person.
One ledger for everything
Online, in-person, invoices, and subscriptions reconcile in one place and export clean to your accounting stack. Month-end stops being a project.
Tuned to your industry.
The same platform, configured for the way e-commerce, services, restaurants, and retail actually get paid.
E-commerce
Card-not-present checkout, fraud tooling, and gateway APIs tuned for online conversion.
Professional services
Invoicing, ACH, retainers, and recurring billing for agencies, clinics, and firms.
Restaurants & hospitality
Tap to Pay at the table, tips, and pay-by-link that settle with everything else.
Retail & in-person
Tap to Pay checkout, inventory, and customer profiles in one place.
Priced around your business, not a rate card.
Published flat rates are simple because they overcharge most businesses. We pass the network's true cost straight through to you with no markup added, so you pay what we pay.
Tell us how you take payments. A specialist builds your quote and walks you through every line.
Get started for freeWhat businesses ask before they switch.
Short answers to the things that actually decide a processor. A specialist covers the rest on your call.
How does Assurna's pricing work, and how does it save me money?
Assurna passes the card network's true cost straight through to you with no markup added, so you pay what we pay. Blended and flat rates bundle a hidden markup into every sale; we don't, so lower-cost cards cost you less and your savings grow as you do.
What will I actually pay, and are there monthly, PCI, or hidden fees?
There's no published rate card, because a flat rate overcharges most businesses. You pay the card network's true cost passed straight through with no markup, and there are no PCI, statement, or setup fees. A specialist breaks it down against a recent statement so you can compare it line by line.
How long does switching take, and will my payments be interrupted?
Most businesses are live within days, with zero downtime. Your specialist migrates cards on file, customers, and recurring plans in the background, then cuts over once everything is verified, so you never stop taking payments.
Will my current terminals and hardware work?
We're a payment processor, not a hardware vendor, so you're never locked into a machine or an equipment lease. You can take in-person payments with Tap to Pay on a phone you already own, or with a compatible terminal you choose. Tell your specialist what you run and they'll confirm what works before you switch.
Is my account and data migration secure?
Yes. Assurna is PCI DSS Level 1, the highest tier, with point-to-point encryption and tokenization, so raw card data never touches your systems. Customer and saved-card data moves over encrypted and lives in the vault, not on your servers.
When do I get my money?
Standard settlement is next business day for both online and in-person volume, deposited to your linked account.
What can I accept?
All major cards, ACH bank payments, Apple Pay and Google Pay, and international cards across 135+ currencies, online and in person.
Do I talk to a real person?
Always. You get one named specialist for onboarding, disputes, and growth, and you reach a real human in seconds, not a phone tree or a ticket queue.
Stop overpaying to get paid.
Send one recent statement. A specialist builds your custom quote, line by line, usually within a day.